You’re hit by another driver, who is clearly at fault. But now the insurance company says you’re to blame for your injuries because you weren’t wearing a seatbelt at the time. Can they really reduce or deny your payout over that one little decision? Most people assume that if the…
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Florida’s year-round sunshine and scenic roads make it an ideal place to ride a motorcycle, but many riders don’t realize how different motorcycle insurance laws are from those surrounding standard auto insurance. If you assume your regular auto insurance will cover you in the event of a crash on your…
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It’s easy to assume that a minor fender bender doesn’t require a police report, especially if everyone seems fine and the damage looks minimal. But if you’ve recently realized your injuries or vehicle damage were worse than you thought and more than you can afford, you might now be wondering:…
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Motorcycles don’t offer much protection in a crash, and motorcycle passengers are often at greater risk than the motorcyclist. In 2023, the Insurance Institute of Highway Safety (IIHS) reported that 310 motorcycle passengers were killed in motorcycle crashes, with the majority being unhelmeted female passengers. If you were injured while…
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Florida’s beaches, theme parks, and year-round sunshine attract millions of tourists each year. But when these visitors get into car accidents with Florida residents, things can get complicated, especially if you’re trying to file an insurance claim or lawsuit against someone who doesn’t live in the state. If you’ve been…
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Riding a motorcycle along Florida’s coastline offers a freedom and agility that’s hard to beat, but Florida is also the deadliest state for riders, with more than 600 motorcycle fatalities reported each year. Unlike drivers and passengers in enclosed vehicles, motorcyclists are exposed to the full impact of road hazards,…
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