You board a cruise ship in Miami, ready for sun and relaxation, until a slick deck or broken railing changes everything. Suddenly, instead of vacation, you’re dealing with pain, medical treatment, and questions about your rights. The hours and days after an injury are critical. How you report the accident,…
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Going on a cruise is meant to be relaxing, fun, and restorative. But when safety standards lapse on a wet deck, at the pool, during a tender transfer, or regarding onboard security, the consequences can be severe. What begins as a long-awaited vacation can end in an emergency room visit,…
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You’re hit by another driver, who is clearly at fault. But now the insurance company says you’re to blame for your injuries because you weren’t wearing a seatbelt at the time. Can they really reduce or deny your payout over that one little decision? Most people assume that if the…
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Florida’s year-round sunshine and scenic roads make it an ideal place to ride a motorcycle, but many riders don’t realize how different motorcycle insurance laws are from those surrounding standard auto insurance. If you assume your regular auto insurance will cover you in the event of a crash on your…
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It’s easy to assume that a minor fender bender doesn’t require a police report, especially if everyone seems fine and the damage looks minimal. But if you’ve recently realized your injuries or vehicle damage were worse than you thought and more than you can afford, you might now be wondering:…
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Motorcycles don’t offer much protection in a crash, and motorcycle passengers are often at greater risk than the motorcyclist. In 2023, the Insurance Institute of Highway Safety (IIHS) reported that 310 motorcycle passengers were killed in motorcycle crashes, with the majority being unhelmeted female passengers. If you were injured while…
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